Write up to a combination of six checks and/or money transfers per month, with a minimum of $1,000 per withdrawal to earn dividends. Rates listed reflect the most recently reported rate information provided to the NCUA by credit unions as of December 2015, unless an effective date appears next to the rate. In no case will the account interest rate be less than .01%. All rights reserved.   There’s no minimum deposit requirement and no monthly fee, but to earn the highest rate, you need to meet two requirements: You must enroll in online document delivery and set up a monthly direct deposit of at least $500. 0.60% Rate. Federal insurance. Summary. With Strata Credit Union’s money market account, your balance does the heavy lifting. $5,000 Minimum. 319-339-1000 or 800-397-3790; Routing Number #273975098; If you are using a screen reader or other assistive device or technology and are having problems using this website, please call 800-397-3790 Our Achieve Money Market account awards higher yields on balances of $25,000 or more to help you save for whatever you want out of life. National Credit Union Administration, a U.S. Government Agency. Bonus Builder Money Markets earn 0.25% APY with a minimum balance of $1,000. Thursday, December 24 - OneAZ Credit Union will close at 1 p.m.. Friday, December 25 - OneAZ Credit Union will be closed in observance of Christmas Day.. Thursday, December 31 - OneAZ Credit Union will close at 3 p.m.. Friday, January 1 - OneAZ Credit Union will be closed in observance of New Year's Day. This yield applies to balances of $250,000 and higher. To open a Money Market Checking Account, stop by one of our branch locations or call (602) 683-1000. What is a money market account? All funds on deposit in the Credit Union, including money in an NGFCU™ Money Market savings account, are insured to at least $250,000. If balance falls below the minimum, the account will be assessed a monthly minimum balance fee and will earn reduced or no interest until minimum balance requirement is met. For example, if you deposit $100, you will earn dividends on that $100 in the first month. If you click on the credit union’s name, you’ll be taken to more information about its locations and operations. Fees could reduce earnings on accounts. Equal Housing Lender. Even if you qualify for the best rate, by depositing $50,000 in the Relationship Money Market account, you still earn less than even some of the checking accounts at Navigant Credit Union. 0.35% Rate. Whether you’ve got $100,000, $50,000, $2,000, or $1 you’ll earn more with less at Premier Members Credit Union! All funds on deposit in the Credit Union, including money in an NGFCU™ Money Market savings account, are insured to at least $250,000. 2 For IRA Money Market the minimum to open account is $25. UW Credit Union serves the needs of more than 290,000 members, from lending and savings to checking and investments, through world-class technology systems, and a network of 28 branch locations. If you click on the credit union’s name, you’ll be taken to more information about its locations and operations. Future planning. You’ll earn even higher dividends if you deposit $25,000 or $100,000, no direct deposit required. Open a Money Market Account today in Online Banking. MMSAs are an easy way to earn more than a basic savings account and still have all the same benefits—including easy access to your money and the ability to write checks. Val™ is Royal Credit Union's virtual assistant - find her on every page of rcu.org! Rate may change after account is opened. A money market account from Mountain America is an easy way to grow your savings while maintaining accessibility to funds. Your savings is federally insured to at least $250,000 by the NCUA. Consider setting up recurring transfers to grow your savings automatically. 0.55% APY*. The table below lists the best rates at credit unions near you. UW Credit Union 3500 University Avenue Madison, WI 53705 608-232-5000 or 800-533-6773 Make the most of funds via tiered-rates, providing higher balances with even higher rates. 0.25% Rate. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play Logo are trademarks of Google Inc. You can open a Money Market account with just $2,500, which is also the minimum balance. Credit Unions can offer savings and money market rates that are competitive not only with local banks, but also sometimes with the best rates at online savings banks. Business Money Market Accounts do not earn a dividend any day the balance falls below $2500 as of end of business for that day. Here's what makes a Commonwealth Credit Union Money Market Account a great choice:* Great tiered dividend rates Equal Housing Lender. Keep your profits high and your money accessible with a USC Credit Union Money Market savings account. Future planning. An Alabama Credit Union Daily Money Market Account earns a higher rate of return than share accounts. Enable Javascript in your browser for a better experience. Your Premium Checking account must be opened at the time your certificate is opened or renewed to receive a higher rate. Explore our money market rates and open an account. Current members can request an account by logging in to their online account and clicking Additional Services > Secure Forms. Copyright © 2020 UW Credit Union. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. Neither one pays anything close to a competitive interest rate. You have ready access to funds in this account. 14 Months. (See Financial Specialist or Truth in Savings disclosure for details and possible exceptions). * All deposit rates effective: Tuesday, December 1, 2020. Money market accounts can be opened with as little as $1,000 and have five rate tiers to choose from. All our personal checking accounts have no monthly service charges and convenient 24/7 access to your accounts with online, phone and mobile banking options. 14 Months. If you click on the credit union’s name, you’ll be taken to more information about its locations and operations. That’s a great time to open a Money Market account. What are the Schools First Federal Credit Union Money Market Account rates? Money market accounts are insured by the National Credit Union Administration just like our other savings accounts. Access our rates and open an account with us! The money a credit union pays you for keeping your money on deposit is called a dividend. ... Our tiered Money Market rates mean that higher balances earn a higher rate. Catch more savings with a Money Market Savings account. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. UW Credit Union is a federally insured financial institution and a leading provider of a full range of consumer financial services. Requires a balance of $75,000 or more. Many people choose a money market for the higher dividends combined with the availability of funds in an emergency without penalties. Like your regular savings account, Money Markets are safe, insured and offer easy access for deposits and withdrawals. After you've joined, you can easily open your Money Market anytime via online and mobile banking. Think of it as the best parts of a savings account and a certificate combined into one amazing account. Neither one pays anything close to a competitive interest rate. Unlike your everyday money market account, our new reverse tiered money market account gives the highest rate on the lowest tiers and blends your rate as your balance gets distributed down each different earning tier. Think of it as the best parts of a savings account and a certificate combined into one amazing account. 0.55% Rate. This guide will compare the UW Credit Union rates to CD, money market, and savings account rates from the USA’s top banks. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. To open a Money Market Checking Account, stop by one of our branch locations or call (602) 683-1000. Whatever you want out of life…achieve it! Federal insurance. 5 Checking dividends are compounded and paid monthly. Fees could reduce earnings on accounts. It's a great way to earn higher interest while avoiding early-withdrawal penalties. 0.35% APY*. Federally Insured by NCUA. * The minimum opening deposit is $2,500 and the minimum balance required is $2,500. Schools First Federal Credit Union Money Market Account offers an APY starting at 0.3% and ranging up to 0.75% (APY stands for annual percentage yield, rates may change). Credit Unions can offer savings and money market rates that are competitive not only with local banks, but also sometimes with the best rates at online savings banks. Money Market Accounts. 2 Open the account with a minimum of $1,000. Special Certificates. As your savings grow, you’ll want to start looking at ways to make them work for you by earning a little higher interest. The table below lists the best rates at credit unions near you. 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