Our members can borrow with confidence that they are going to get a great rate with expert service. RESEARCH & COMPARE N.A.D.A. Password. Whether it’s a new or used vehicle, stop in and get pre-approved today! 1AutoWerks is a separate entity from Educators Credit Union. Apply for a CapEd Visa® credit card with a low introductory rate! The total cost of MMP is often far less than the cost of a single repair! The awards have been running since 2014 and are judged from a selection of 239 different personal loans. Ensure Your New Vehicle is Fully Protected with GAP. You are now leaving Educators Credit Union’s website www.ecu.com. It allows you to return your vehicle and walk … It’s FREE! We are actively working to increase accessibility and usability of our website to everyone. ANY SEASON, ANY REASON LOANS: Reduced loan rates based upon shorter terms of 12 to 24 months. We only link to sites that we feel will be valuable to our members, but are not responsible for the content of these sites. See our car loan rates and apply. Educators offers vehicle warranty coverage for up to 50% less than dealer pricing. Use our online auto loan calculators to determine your vehicle price range and how much of a monthly payment you can afford. Educators Credit Union is a financial cooperative. With this valuable product, you can rest easy knowing that your auto loan won’t be a burden if an unexpected accident or theft occurs. Even the best auto insurance may not cover the entire amount you owe on an auto loan. Credit Union SA’s Special Fixed Rate Car Loan has once again been awarded a 5-Star Rating for Outstanding Value by Canstar and also Mozo’s Experts Choice award for the fourth year in a row. Minimum vehicle loan amount for a 6-year term is $15,000; the minimum for a 7-year term is $25,000, and the minimum for an 8-year term is $30,000. Try Our Car Loan Calculator > Member Benefits. Maximum loan amounts are $5,000 for these loans. 12 monthly payments of $85.49 for 12 month Credit Saver Loan with Term Share rate of 1.75% dividend rate and loan annual percentage rate of 4.75%. For mortgage rates, please contact one of our Real Estate Loan Officers. Educator. You are now leaving Educators Credit Union’s website www.ecu.com. On this page, you will find information on Vehicle, Auto Loans, and rates. Choose from a fixed rate or variable As with any loan, member must be 18 years of age or older to apply for loan and must have a primary savings account. Only new vehicles will qualify for an 8-year term with a maximum loan-to-value equal to 100%. You should carefully read the contract for a full explanation of the terms. Here’s a roundup of some of the top credit union loans for cars — offering the lowest auto financing rates, the best terms, the best credit union auto loan rates and the overall best auto loans to its members. Financing Options. Home | Borrow | Auto Loans. With Major Mechanical Protection (MMP) from Educators Credit Union, you can protect yourself against the expense of future costly repairs. See our lease specials or request a quote on a vehicle of your choice. Car and Truck. Undergraduates, Graduates and Parent Student Loan Options Educators Credit Union has partnered with College Ave Student Loans to provide a simple application and a personalized loan experience for undergraduates, graduates and parents. Low-rate, monthly Payment Credit Life and Disability Insurance can be included in your monthly payment to cover the balance of the loan to protect you and your family for typically only a few dollars a month. Educators does not represent either the third party or the member if the two enter into a transaction. Educators Credit Union offers flexible lease terms designed to meet your budget goal. Educators Credit Union ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ Log In ~ ~ ~ ~ ~ ~ ~ ~ Menu ~ ~ ~ ~ ~ ~ Accounts Accounts Certificates of Deposit Checking Fees and Disclosures Investments IRAs Money Market Savings Youth Accounts Rates. Skip a month’s worth of payments annually for a small fee. We know these are stressful times and we don’t know what tomorrow may bring. Auto Loans. Educators Credit Union is a not-for-profit cooperative. ** Virginia Educators Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the ADA standards and guidelines. Contact a vehicle advisor for help with a safe and smooth buying process. United Educators Foundation; INFO. Financing available for new or used Boats, RVs, and Powersports. Federally insured by NCUA. And because we’re a not-for-profit, we pay back earnings to you with higher savings rates and lower loan rates, using the best tools to keep your money safe. Don’t pay for more than you need, request a quote for policy that fits your needs. CARFAX® Does not have the complete history of every vehicle. Credit Union SA’s Education Community Car Loan has been named one of the country’s best value personal loans in the Mozo Experts Choice Awards. Get in the fast lane with a new ride today. Your Step-By-Step Car Buying Guide: Step 1: Calculate Your Budget. In fact, if the average new car owner has his or her vehicle stolen or damaged beyond repair, they could still owe thousands of dollars after the insurance settlement. CapEd has you covered when you are looking for a new vehicle. To fully protect the investment you’ve made in your new vehicle, you need Guaranteed Asset Protection (GAP*). Website Search. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under GAP. Our vehicle advisors can help you over the phone or meet you in person at the Appleton Ave., Glendale, Janesville, Kenosha, Loomis, Newman, Park Place, Sturtevant or Waukesha branches. All of our offices will be open for normal business hours on Saturday, Dec. 26. The “CARFAX® Buyback Guarantee” is subject to the terms and conditions on Carfax.com. Membership: The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members. *Guaranteed Asset Protection is considered insurance coverage in some states. THE PRIVACY AND SECURITY POLICIES OF EXTERNAL WEBSITES WILL DIFFER FROM THOSE OF countyedfcu.ORG. For an unsecured rate, this loan generally provides the lowest interest rate available. MAJOR MECHANICAL PROTECTION/EXTENDED WARRANTY. We strive to make not only our physical branches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Equal Housing Lender. When you call Oklahoma Educators Credit Union during business hours, expect the pleasure of speaking with a live person. New and USED CAR INFORMATION is always available to members through ECU’s lobby computer and vehicle library. LOAN TIPS CURRENT RATES LOAN APPLICATION. Contact a Loan Officer to see how OECU may be able to save you money on your next new or used car purchase or by refinancing your current auto loan… Even with bad credit, getting a loan from a credit union may be possible. To learn more about MMP, call your loan officer or service representative today! With MMP, You Can Get the Most Out of Your Mileage! We only link to sites that we feel will be valuable to our members, but are not responsible for the content of these sites. ... WE PROVIDE LINKS TO THIRD PARTY PARTNERS, INDEPENDENT FROM County Educators Federal CREDIT UNION. With our competitive rates and multiple term options, we could lower your monthly payment. Get the money you need to reach your higher education goals. GAP makes up the difference between what insurance covers and the amount you still owe in most cases. County Educators … If your income is impacted due to the pandemic situation, please contact us for an emergency loan. Research, compare or build your brand new dream car and then ask our vehicle advisors to provide members-only pricing from our Preferred Dealer Network. Purchasing A Vehicle When you finance a vehicle through Gulf Coast Educators, you enjoy distinct advantages over financing at an auto dealership. Educators Credit Union offers extended warranties to members at up to 50% less than dealer pricing. Restrictions may apply. Be aware that privacy and security policies of these sites may differ from those practiced by the credit union. Rates are subject to change. We do our best to keep our owners happy by sharing financial knowledge to help you make the best decision for your needs, offering low interest rates and even putting money right back into your account. Scroll down to fill out the form and get your report. Our vehicle advisors work diligently to find your next vehicle. Learn about our auto loans and apply online. Education Community Car Loan. Why not try our new loan calculator tool below to see how much a car loan could cost you. Educators Credit Union makes it easy for you to get the vehicle you want. Credit Union SA’s Car Loan ranks among Australia’s best value personal loans. If you've been turned down for a loan or credit card from a conventional bank or card issuer, or if your FICO ® Score ☉ puts you in the "poor" credit category or the low end of the "fair" category, it might be worth your while to consider borrowing from a credit union. Lock Icon. Step 2: Get Pre-Approved. Not all borrowers will qualify for the 96-month financing. ** Virginia Educators Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the ADA standards and guidelines. You are now leaving Educators Credit Union’s website www.ecu.com. Vehicle advisors have access to special pricing that alleviates the stress of haggling. Stop in or call for more information. Educators Credit Union does not buy or sell cars. Try our Vehicle Loan Calculator to help you estimate a monthly payment or loan term. Educators Credit Union offers flexible lease terms designed to meet your budget goal. Successful completion of the Credit Saver loan does not guarantee further credit union loans. AUTO INSURANCE OPTION – ECU has partnered with CUNA Mutual Group to offer members competitive rates on auto insurance through the To learn more, call your loan officer or service representative today! Your credit union offers a wide range of consumer loans to meet all of our members' needs. TruStage Auto Insurance Program . Open your account with a $5 deposit, you are an owner of the credit union. Additionally, if you get a loan from a credit union you likely won’t be surprised by any hidden costs associated with auto loans. Loans Loans Apply for a Loan Auto Loans Boat and RV Loans Credit … Educators offers free CARFAX Vehicle History Reports so that our members can buy a used vehicle with confidence. We can help you find a custom mortgage option that is tailored to your needs. Most credit unions have car loan interest rates which are significantly lower than that and offer a loan interest rebate at the end of the year. Your purchase of GAP is optional. Auto Loans. COLLATERAL PROTECTION INSURANCE (CPI) If you have an auto or recreational vehicle financed at Educators Credit Union, we must have proof of insurance. As time goes on, the likelihood of mechanical failure on your vehicle is inevitable. Our low rates, affordable payment options and terms mean you can find the right loan to fit your needs. Vehicle advisors can offer leases on most makes and models up to three years old. Mortgage . Most of Educators Credit Union’s Preferred Auto Dealers – including AutoWerks – are essential businesses and are still open! Educators Credit Union makes it easy for you to get the vehicle you want. Dealer Financing . Educators Credit Union ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ Log In ~ ~ ~ ~ ~ ~ Online Banking ~ ~ ~ ~ Username. Our low rates, affordable payment options and terms mean you can find the right loan to fit your needs. Contact one of our loan officers today! See our lease specials or request a quote on a vehicle of your choice. Therefore, to help you buy with confidence, getting a car loan from GCEFCU can protect you from certain life-changing circumstances. THESE LINKS ARE PROVIDED ONLY AS A CONVENIENCE, WE DO NOT MANAGE THE CONTENT OF THOSE SITES. LOGIN. Your failure to supply insurance information will result in ECU purchasing CPI insurance on the vehicle; the cost of this insurance will be added to your loan balance. Close. Educators does not represent either the third party or the member if the two enter into a transaction. Contact a Vehicle Advisor at (262) 884-6675 or toll-free at (800) 236-5898. Whether it's a car, truck, boat, motorcycle, or RV, a UECU vehicle loan … Shop for your next vehicle from the safety of your home. … The maximum interest rate which a credit union can charge is 12% (12.68% APR)*. Our Special Fixed Rate Car Loan has been awarded a 5-Star Rating for Outstanding Value by Canstar, and has also won Mozo Experts Choice Award for the fourth year in a row.. Click the TruStage link if you are interested in viewing the products they have to offer. This alternate website is not operated by Educators Credit Union. Education Credit Union is committed to serving all persons within our field of membership, including those with disabilities. Best Car Loan Rates From Credit Unions. We appreciate your understanding while our staff takes time to celebrate these precious times. Whether it’s a new or used vehicle, stop in and get pre-approved today! My Account. Because of that, we can offer competitive rates that help you save on the cost of your next vehicle. Educators Credit Union has been open since 1937. REFINANCING OPTIONS Are you looking for a lower rate or term? We can use our network of more than 100 Preferred Dealers to help find a new or used vehicle or lease that fits your needs. Car and Truck Loans. Visa® Credit Card. If you have a vehicle to trade in, make sure you research the trade-in value and factor that into your budget as well.. Just fill out the form below and a vehicle advisor will follow up with you. Whether or not you purchase GAP will not affect your application for credit or the terms of any existing credit agreement you have with the financial institution. Learn all the ins and outs, from finding the perfect vehicle to negotiating a reasonable price with our Car Buying Guide. … NORTH ALABAMA EDUCATORS CREDIT UNION IS AN EQUAL CREDIT OPPORTUNITY AND EQUAL HOUSING LENDER. We’re a credit union — with all of the services a big bank has to offer — plus added benefits simply for being a member. 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